Tricount review

Tricount takes the opposite approach to Splitwise: there is no paid tier at all. Its site sums it up as free, no ads and no limits, and the App Store listing adds no subscription, no hidden fees and no limit on tricounts or expenses. You name a trip, dinner or household, invite the group, add expenses with who paid and who was included, and Tricount shows who owes what. Payment requests let the person who paid see who has sent their share and who still needs a reminder, and expense photos, offline entry and multiple currencies cover the basics for travel. Spending insights show your own share and the group total in one place. The catch for US users is that the money side is built around bunq, the European bank that owns Tricount: automatic expenses come from a bunq Card. US roommates can still track balances for free, then pay each other with Venmo, Zelle or Cash App.

Who it is for

groups who want every feature free with no ads

Price

Free, with no ads and no limits.

Split expenses with friends, on trips or at home. Free. No ads. No limits.
Quoted from the vendor pricing page on November 13, 2026.

Key features

• Free and unlimited: no subscription and no limit on tricounts or expenses
• Payment requests that show who has sent their share
• Expense photos and offline use
• Multiple currencies for international trips
• Connect a bunq Card to add shared expenses automatically as you spend

Strengths and weaknesses

• Strength: No paid tier and no ads on tricount.com or the app
• Strength: Spending insights show your own spending and the group total
• Strength: Used by more than 20 million people, according to tricount.com
• Weakness: Automatic card expenses need a bunq Card, a European bank product
• Weakness: No published Venmo or PayPal payback integration for US users
• Weakness: Fewer documented split options than Splitwise or Settle Up

Key facts

• Price: Free
• Ads: None
• Users: 20 million+ (vendor figure)
• Owner: bunq

Where it ranks

Tricount is No. 2 in our Best Expense Sharing Apps verdict.