Splid review

Splid is the lightest app here. There is no sign-up: create a group offline in seconds, or switch on sync and share it so friends can add expenses from their own phones. It covers 150+ currencies with automatic conversion, which matters on multi-country trips, and handles the awkward cases its own page lists, such as one person paying the supermarket bill while another chips in $10, or someone ordering two extra drinks. Splid always works out the easiest way to settle up with as few payments as possible, and it exports summaries as PDF. Excel export is an in-app purchase. On the US App Store, the extras are Splid Plus at $3.99 and an item called 2 Groups at $2.99, and the listing shows no subscription items. The trade-offs are scope and platform: there is no payment integration, and the App Store marks it as only for iPhone among Apple devices.

Who it is for

travelers who want no account and no subscription

Price

Free; optional in-app purchases of $2.99 and $3.99 on the US App Store.

Splid Plus $3.99 2 Groups $2.99
Quoted from the vendor pricing page on November 13, 2026.

Key features

• No sign-up required, groups are shared online by link
• Works offline, with optional sync to enter expenses together
• 150+ currencies with automatic conversion
• PDF summaries, with Excel export through an in-app purchase
• Always suggests the fewest payments to settle up

Strengths and weaknesses

• Strength: Free download with no account
• Strength: Handles multiple payers and unequal splits on one bill
• Strength: Paid extras are listed as one-off in-app purchases, not subscriptions
• Weakness: App Store lists it as only for iPhone among Apple devices
• Weakness: Excel export requires an in-app purchase
• Weakness: No payment integration to settle up inside the app

Key facts

• Price: Free, extras $2.99 to $3.99
• Currencies: 150+
• Sign-up: Not required
• Offline: Yes

Where it ranks

Splid is No. 4 in our Best Expense Sharing Apps verdict.