Splitwise review

Splitwise is the app most US housemates already know, and its free tier covers the daily work of a shared apartment: groups, unequal splits by percentage, shares or exact amounts, multiple payers on one bill, recurring rent and utility entries, and a debt simplifier that turns a tangle of IOUs into the fewest payments. It runs on iPhone, Android and the web, supports 100+ currencies, and lets people settle by recording cash or by paying through its Venmo and PayPal integrations in the US. Splitwise Pro adds receipt scanning with item assignment, currency conversion at current rates, spending charts by category, full expense search, 10GB of receipt storage and an ad-free app. The Pro page lists unlimited expenses each day as a Pro benefit, which means free users meet a daily limit. On the US App Store, Splitwise Pro in-app purchases run from $2.99 to $39.99, and Splitwise says the price varies by plan and country.

Who it is for

US roommates who split rent and bills every month

Price

Free plan; Splitwise Pro in-app purchases on the US App Store range from $2.99 to $39.99.

Splitwise Pro $4.99 Splitwise Pro $2.99 Splitwise Pro $4.99 Splitwise Pro $39.99
Quoted from the vendor pricing page on November 13, 2026.

Key features

• Split equally or unequally by percentages, shares or exact amounts
• Simplify debts into the easiest repayment plan across a group
• Recurring bills monthly, weekly, fortnightly or yearly
• Pay back through integrated Venmo and PayPal in the US
• 100+ currencies and 7+ languages

Strengths and weaknesses

• Strength: Core splitting, balances and recurring expenses are free on iPhone, Android and web
• Strength: Total balance with one person is shown across all groups and private expenses
• Strength: Export to CSV and restore deleted groups or bills
• Weakness: Receipt scanning, itemization, currency conversion and charts are Pro features
• Weakness: Unlimited expenses each day is listed as a Pro feature, so the free tier has a daily cap
• Weakness: Card transaction import is available only in the US

Key facts

• Free plan: Yes
• Currencies: 100+
• Platforms: iPhone, Android, web
• Payment links: Venmo, PayPal (US)

Where it ranks

Splitwise is No. 1 in our Best Expense Sharing Apps verdict.