Ghostfolio review

Ghostfolio is an open source wealth tracker that leans toward investors. Its features page covers stocks, ETFs, bonds, cryptocurrencies and dividends, plus wealth items such as a luxury watch or rare trading cards and liabilities such as student loans, so assets and debts can sit side by side. Portfolio calculations show returns for Today, WTD, MTD, YTD, 1Y, 5Y and Max against benchmarks, allocations break down by account, asset class, currency, region and sector, and an X-ray feature flags potential portfolio risks. You can import and export activities, and a Ghostfolio MCP server lets an AI client analyze the portfolio. The cloud Basic plan is free with unlimited transactions and accounts; Premium costs USD 48 a year and adds portfolio summary, allocations, benchmarks and a FIRE calculator; Max costs USD 149 a year for up to 5 user accounts. The open source version is free to self-host under the AGPLv3 License but must be updated manually. There are no budgeting tools.

Who it is for

investors who want open source or self-hosting

Price

Free Basic cloud plan and free self-hosted version; Premium USD 48 per year; Max USD 149 per year.

USD 48 per year
Quoted from the vendor pricing page on November 14, 2026.

Key features

• Tracks stocks, ETFs, bonds, cryptocurrencies and dividends
• Wealth items such as a luxury watch or rare trading cards
• Liabilities such as student loans
• Returns for Today, WTD, MTD, YTD, 1Y, 5Y and Max compared against benchmarks
• Open source under the AGPLv3 License, with a self-hosted option

Strengths and weaknesses

• Strength: Free cloud Basic plan with unlimited transactions and accounts
• Strength: Cheapest paid plan here at USD 48 a year
• Strength: Self-hosting keeps data on your own infrastructure
• Weakness: Built around investments; no budgeting or spending tracking described
• Weakness: Portfolio summary and allocations need Premium in the cloud
• Weakness: Self-hosted version is updated manually

Key facts

• Basic: Free
• Premium: USD 48 a year
• Max: USD 149 a year, up to 5 user accounts
• License: AGPLv3

Where it ranks

Ghostfolio is No. 5 in our Best Net Worth Tracker Apps verdict.