8 Best Net Worth Tracker Apps of 2026

Monarch treats net worth as one of its core screens rather than an add-on. Its tracking page says it brings together bank accounts, real estate, investments, credit cards and loans, and that property values can sync with Zillow Zestimates, so a home stays in the total without manual updates. Monarch defines net worth as the sum of connected asset accounts, including cash, investments, vehicles and real estate, minus liabilities such as credit cards and loans, and any asset that cannot connect can be added as a manual account. Assets, liabilities and net worth reports can be filtered, and the dashboard takes drag and drop widgets for net worth and investment performance. Investments cover individual stocks, mutual funds, 401(k)s, ETFs and crypto. Monarch syncs through multiple financial data providers. The yearly plan costs $99.99 and the monthly plan $14.99, with the first week free and a money-back guarantee. There is no free tier, and forecasting plus deeper investment tools are part of the Plus tier.

Quicken Simplifi is Quicken's lighter web and mobile app, and its product page leads with seeing cash flow, investments and net worth in one place. It connects to over 14,000 financial institutions. The investment side is stronger than most budget apps: Quicken lists cost basis, performance analysis and real-time quotes for your full portfolio. Projected cash flow analyzes income and spending against bills to forecast future balances, with what-if scenarios, and a Retirement Planner builds projections from savings, expenses, investments and retirement age. The spending plan starts with monthly income, subtracts bills and subscriptions and adjusts as you spend. You can share the account with one other person through spaces and sharing. The regular price is $6.99 a month billed annually, and the page showed a first-year price of $3.99 a month for new members when we checked. There is no permanent free plan, and Simplifi does not describe the alternative-asset tracking that Kubera offers.

Copilot Money is a finance app for Apple devices and the web that tracks spending, budgets, investments and net worth. Its pricing page lists a single plan with no tiers, add-ons or AI credits, so everyone gets the same features, including the AI money assistant. It connects to 16,000+ banks, the widest bank coverage among the budget apps on this list, and follows stocks, crypto and retirement accounts so you can see how the portfolio moves. For couples, Copilot shows personal and joint accounts side by side to track a combined net worth, though inviting a partner to the app was marked as coming this fall when we checked. Apps run on iPhone, iPad, Mac and web; no Android app is listed. The yearly plan was $109 as a limited-time offer instead of $119, which works out to $9 a month. Pick it for the design and bank coverage, not for alternative assets like private equity.

Kubera is built only for net worth, and it covers more asset types than anything else here. Its homepage lists banks and brokerages, major blockchains, exchanges and wallets with DeFi, NFTs and staking, private equity, venture capital and startup stakes, loans and mortgages, real estate valued automatically, 401(k)s, IRAs, RSUs and stock options, precious metals, and vehicles, jewelry and watches. Holding companies, trusts and partnerships keep their own balance sheet and roll up, counting only your share of the ones you partly own. A Dead Man's Switch sends your portfolio to chosen people if you go silent too long. Kubera connects through aggregators such as Plaid, Mastercard, MX, Yodlee, Akoya and SnapTrade, and needs only public addresses for crypto wallets. Essentials costs $250 a year for 2 portfolios and 2 users, including a spouse; Black costs $2,500 a year with unlimited portfolios and users. There are no budgeting tools, and Kubera says its data is encrypted at rest and in transit, not end-to-end.

Ghostfolio is an open source wealth tracker that leans toward investors. Its features page covers stocks, ETFs, bonds, cryptocurrencies and dividends, plus wealth items such as a luxury watch or rare trading cards and liabilities such as student loans, so assets and debts can sit side by side. Portfolio calculations show returns for Today, WTD, MTD, YTD, 1Y, 5Y and Max against benchmarks, allocations break down by account, asset class, currency, region and sector, and an X-ray feature flags potential portfolio risks. You can import and export activities, and a Ghostfolio MCP server lets an AI client analyze the portfolio. The cloud Basic plan is free with unlimited transactions and accounts; Premium costs USD 48 a year and adds portfolio summary, allocations, benchmarks and a FIRE calculator; Max costs USD 149 a year for up to 5 user accounts. The open source version is free to self-host under the AGPLv3 License but must be updated manually. There are no budgeting tools.

Tiller is for people who would rather keep net worth in a spreadsheet than in an app. It connects 21,000+ banks to Google Sheets or Microsoft Excel and adds a daily feed of transactions and balances to your own file. The Foundation Template includes sheets for spending trends, savings goals, debt payoff, budgets and net worth, so the net worth sheet updates as balances arrive. AutoCat applies your own rules to categorize transactions, and a Hello, Money email each morning lists the latest charges and balances across accounts. Dozens of free community templates let you change how you track money, or you can build your own dashboard. Because the data lives in your spreadsheet, Tiller says you always own it. Tiller costs $99 a year after a 30-day free trial, with another 30 days backed by a full refund. The trade-off is effort: you need to be comfortable in a spreadsheet, and assets without a bank feed, such as a home, are entered by hand.

Rocket Money started as a subscription tracker and now includes a Net Worth view that shows assets and debt in one place. You can link accounts or add a custom category for anything that does not connect, and track changes over time. The free plan covers subscription tracking, spend reviews and bill reminders. Its homepage lists net worth tracking with the Premium features, alongside shared accounts and unlimited budgets. Rocket Money's help center says Premium adds custom budget categories, financial goal plans, credit score tracking and real-time account syncing, and that members choose what to pay on a sliding scale, with prices that can vary across platforms, after a 7-day free trial. Premium+ is a fixed $15 a month plus tax and adds bill negotiation with no success fee, an AI assistant by text called Rowan and access to a high-yield savings account. Because the Premium price is set by the member, we mark its starting price as pending. Investment tracking is lighter than in Quicken Simplifi or Ghostfolio.

YNAB is a budgeting app first, and net worth comes from its reporting. The features page lists spending and net worth reports that chart your progress, so you can watch the total grow as you pay down debt and save. Bank import links accounts and pulls in transactions automatically, and the apps stay in sync across computer, phone and tablet, even offline. One subscription can be shared with partners, family or other close groups of up to six people. Targets help you prioritize spending and savings goals, and a loan planner shows how much interest and time each extra dollar toward debt saves. YNAB costs $109 a year, about $9.08 a month, or $14.99 billed monthly, and the 34-day free trial does not ask for a credit card. The limits for a net worth tracker are clear: YNAB does not describe investment performance, asset allocation or property valuation, so balances for homes or brokerage holdings are best kept as tracking accounts you update.