Quicken Simplifi review

Quicken Simplifi suits a spreadsheet user who mostly wants to know what is safe to spend. Instead of making you build categories from zero, its Spending Plan starts with monthly income, subtracts bills and subscriptions, and updates as you spend, including a figure for how much is left per day for the rest of the month. Quicken says the tools also accommodate zero-based, envelope and 50-30-20 budgeting, so you can keep a method you already use in a sheet. Planning goes further than most rivals at this price: projected cash flow with what-if scenarios, a retirement planner, savings goals and an investment view with cost basis and real-time quotes. It connects to over 14,000 institutions on web and mobile. The regular price is $6.99 a month billed annually, and new members ordering by November 29, 2026 get a first-year rate of $3.99 a month. The limits are sharing, which covers one other person, and the lack of a free tier.

Who it is for

budgeters who want full features at a low yearly price

Price

$6.99 per month billed annually; first-year offer of $3.99 per month for new members until November 29, 2026.

$6.99 /month Billed annually
Quoted from the vendor pricing page on November 13, 2026.

Key features

• Spending Plan starts from monthly income, subtracts bills and subscriptions, and adjusts as you spend
• Works with zero-based, envelope or 50-30-20 budgeting
• Connects to over 14,000 financial institutions
• Projected cash flow with what-if scenarios and a retirement planner
• Investment view with cost basis, performance analysis and real-time quotes

Strengths and weaknesses

• Strength: Lowest regular price among full-featured apps here at $6.99 a month billed annually
• Strength: Shows how much is left to spend per day for the rest of the month
• Strength: Savings goals can be included in the plan so the money is not spent by mistake
• Weakness: Sharing is limited to one other person
• Weakness: Billed annually, with the discount for the first year only
• Weakness: No permanent free plan

Key facts

• Price: $6.99 per month billed annually
• Institutions: Over 14,000
• Sharing: One other person
• Platforms: Web and mobile

Where it ranks

Quicken Simplifi is No. 2 in our Best Budgeting Apps verdict.