Tilt review

Tilt offers cash advances from $10 to $500 with no interest, no late fees and no credit check, and says offers can rise with on-time payments. It is more transparent than most about what people actually get: in Q3 2026 the average offer was $96 for first-time customers and $178 for everyone else. First-time customers get a 14-day trial, after which Tilt charges an auto-recurring $8 a month; returning customers are charged immediately, so cancel in the Billing section of the app if you do not plan to keep it. Instant delivery is optional, with fees listed in Tilt's Terms rather than on the main page. Beyond the advance, Tilt offers a line of credit from FinWise Bank that starts at $200 to $400 and can grow to $1,000, plus Visa credit cards from WebBank. Cash Advance is not available to residents of Connecticut, Maine or Washington, D.C.

Who it is for

people who want an advance with a path to a credit line

Price

14-day trial for first-time customers, then $8 per month; instant delivery optional with fees in Tilt's Terms.

Once the trial concludes, Tilt charges an auto-recurring $8/month subscription fee.
Quoted from the vendor pricing page on November 13, 2026.

Key features

• Cash Advance offers range from $10 to $500 and can go up with on-time payments
• No interest, no late fees and no credit check on Cash Advance
• Tilt Line of Credit from FinWise Bank starts at $200 to $400 and can reach $1,000
• Tilt Visa Credit Cards from WebBank, with pre-qualification that does not affect your score
• Tilt published an average offer of $96 for first-time customers in Q3 2026

Strengths and weaknesses

• Strength: Publishes recent average offers: $96 for new and $178 for other customers in Q3 2026
• Strength: 14-day trial for first-time customers
• Strength: Line of credit option for building positive credit history
• Weakness: $8 monthly subscription after the trial, charged immediately to returning customers
• Weakness: Cash Advance is not available in Connecticut, Maine or Washington, D.C.
• Weakness: Instant delivery fees are listed only in Tilt's Terms

Key facts

• Advance range: $10 to $500
• Subscription: $8 per month after a 14-day trial
• Average first offer: $96 (Q3 2026)
• Not available: CT, ME, Washington, D.C.

Where it ranks

Tilt is No. 8 in our Best Paycheck Advance Apps verdict.