Brigit review

Brigit sells its cash advance as part of a monthly plan. The Free plan covers budgeting, account monitoring and deals, while Plus at $8.99 a month adds Instant Cash, credit monitoring, score simulators and identity theft protection. Premium at $15.99 adds Credit Builder and free Express Delivery on every advance. Depending on eligibility, advances range from $25 to $500, though Brigit reports an average advance of $73 between February 2018 and July 2025. Standard delivery is always free, and Express Delivery, which reaches most users within 20 minutes, may carry a fee on Plus. Brigit also lets you request an advance without a membership by emailing its terms address, as set out in section 7.7 of its Terms of Service, which is an unusual but documented route. Maine residents are limited to $25 to $250, and the service is not available in all states.

Who it is for

people who also want credit monitoring and a credit builder

Price

Free plan with budgeting tools; Plus $8.99 per month; Premium $15.99 per month with free Express Delivery.

The Plus plan ($8.99): Access Instant Cash*, Credit Monitoring**, Score Simulators, Identity Theft Protection, and the tools in the Free plan.
Quoted from the vendor pricing page on November 13, 2026.

Key features

• Instant Cash advances range from $25 to $500 depending on eligibility
• Standard delivery is always free; Express Delivery within about 20 minutes may carry a fee
• Plus at $8.99 adds credit monitoring, score simulators and identity theft protection
• Premium at $15.99 adds Credit Builder and free Express Delivery
• Free plan includes budgeting and account monitoring tools

Strengths and weaknesses

• Strength: Premium includes free Express Delivery on every advance
• Strength: Credit Builder is bundled into Premium
• Strength: Advances without a membership are available on request under Brigit's terms
• Weakness: Instant Cash needs Plus at $8.99 a month in the normal sign-up path
• Weakness: Brigit reports an average advance of $73
• Weakness: Maine residents are limited to $25 to $250

Key facts

• Advance range: $25 to $500
• Average advance: $73 (2/2018 to 7/2025)
• Plans: Free, Plus $8.99, Premium $15.99
• Express Delivery: Free on Premium

Where it ranks

Brigit is No. 4 in our Best Paycheck Advance Apps verdict.