The Credit Pros review

The Credit Pros sells three plans, and only two of them are credit repair. Money Management costs a $119 first work fee and then $69 a month; it reports your Credit Pros payments to the bureaus, shows one bureau's report and score, and adds bill reminders, budgeting tools and dark web monitoring, but it does not dispute anything. Prosperity, the repair plan, costs $129 up front and $129 a month and disputes items you think are inaccurate with all three bureaus with no limit, assigns a Credit Specialist who contacts creditors and collectors, sends letters asking collectors to stop contacting you and gives you three-bureau reports and scores. Success Plus at $149 a month combines Prosperity with payment reporting. Every plan includes TransUnion fraud alerts. This is the most complete feature set here, but it is also among the most expensive, with a first work fee on every plan, and the service is not offered in Maine, Kansas, Minnesota or Oregon.

Who it is for

people who need to repair and build credit at once

Price

Money Management $119 first work fee then $69 per month (no disputes); Prosperity repair plan $129 then $129 per month; Success Plus $149 then $149 per month.

$119 first work fee, then $69 a month
Quoted from the vendor pricing page on November 14, 2026.

Key features

• Prosperity and Success Plus dispute items with all three bureaus with no limit
• A Credit Specialist contacts creditors and collectors for you
• Success Plus and Money Management report your monthly Credit Pros payments to the bureaus
• Dark web monitoring and TransUnion fraud alerts on every plan
• Letter confirming you are working on your credit, for landlords or employers

Strengths and weaknesses

• Strength: Success Plus pairs unlimited disputes with on-time payment reporting
• Strength: Bill reminders and budgeting tools on every plan
• Strength: Free review recommends a plan before you pay
• Weakness: Every plan charges a first work fee of $119 to $149
• Weakness: The $69 Money Management plan includes no disputes
• Weakness: Services are not available in ME, KS, MN and OR

Key facts

• Cheapest plan: Money Management, $69 per month after $119 first fee
• Cheapest repair plan: Prosperity, $129 per month
• Bureaus: All three on repair plans
• Not available in: Maine, Kansas, Minnesota, Oregon

Where it ranks

The Credit Pros is No. 5 in our Best Credit Repair Companies verdict.