Review · Money
Dovly AI review
An app that files automated TransUnion disputes, with a free plan and an annual Premium plan.
By the Comredix review desk · Updated November 14, 2026
- Quality (40%)
- 7.4
- Experience (25%)
- 8.8
- Value (35%)
- 9.0
Dovly AI is a self-serve app rather than a law firm or agency, and it is the only option here with a permanent free plan that includes disputes. The free tier shows your TransUnion report and score monthly, offers a manual TransUnion dispute tool, and adds security score tracking and limited data breach alerts. Premium is billed at $99.99 a year, which Dovly presents as $8.33 a month. It switches to weekly TransUnion updates, unlimited AI-powered TransUnion disputes, a $2K tradeline, rent and bill reporting, a TransUnion credit lock and $1M of ID theft insurance. Dovly reports an average 93-point lift for a sample of 2,922 Premium members enrolled more than 6 months, as of December 2025, and says results vary. The key limit is scope: every dispute goes to TransUnion, so errors on Equifax or Experian need another route, and nobody reviews your file by hand.
Who it is for
people with a few TransUnion errors on a small budget
Price
Free plan; Premium $99.99 per year, which Dovly lists as $8.33 per month.
Billed at $99.99/year
Quoted from the vendor pricing page on November 14, 2026.
Key features
- Free plan includes a monthly TransUnion report and score and a manual TransUnion dispute tool
- Premium adds unlimited AI-powered disputes with TransUnion
- Premium includes a $2K tradeline and reporting of everyday bills and rent
- Weekly TransUnion report and score on Premium
- Premium includes a TransUnion credit lock and $1M ID theft insurance
Strengths and weaknesses
- Strength: Permanent free plan with a dispute tool
- Strength: Premium costs $99.99 a year
- Strength: Soft pull only at sign-up
- Weakness: Disputes cover TransUnion only, not Equifax or Experian
- Weakness: No human specialist works your file
- Weakness: Premium is sold as a yearly charge
Key facts
- Free plan: Yes, monthly TransUnion report and manual disputes
- Premium: $99.99 per year
- Bureaus disputed: TransUnion
- ID theft insurance: $1M on Premium
Where it ranks
Dovly AI is No. 4 in our Best Credit Repair Companies verdict.
Alternatives we scored
Visit dovly.com · Questions or corrections: editorial@comredix.com