Kitco review

Kitco offers more account services than any other dealer on this list. Beyond its online store, it runs Kitco Pool metal accounts and a Kitco Allocated Storage program, where gold and platinum are eligible in 10 oz increments and silver in 500 oz. Storage fees are set per holding and billed monthly, and a $35 transfer fee applies when you sell stored metal. Buyers can pay in USD or CAD, and some methods accept euros or pounds. The drawback is delivery cost on small and mid-size orders. Standard shipping costs $15 and is free only from $5,000, and insurance is billed separately at 0.65% of metal value, or $6.50 per $1,000, with higher rates in Washington and Texas. Paying by bank wire, check, online bill payment or funds on account takes 4% off. First-time buyers face limits of $10,000 on credit card and PayPal and $7,500 on e-check. Kitco suits large buyers and storage users, not people buying a few coins.

Who it is for

large buyers who want storage and pool accounts

Price

$15 standard shipping, free from $5,000; insurance 0.65% of metal value; 4% discount on wire and check.

Standard Shipping** $15 USD/CAD FREE with purchase of $5,000 USD or more**
Quoted from the vendor pricing page on November 14, 2026.

Key features

• Standard shipping $15, free on purchases of $5,000 or more to the continental US
• Insurance charged at 0.65% of total metal value ($6.50 per $1,000), higher in Washington and Texas
• 4% discount for bank wire, bank check, personal check, online bill payment or funds on account
• Kitco Allocated Storage, with gold eligible in 10 oz increments and silver in 500 oz
• Kitco Pool metal accounts and Montreal counter pickup with no pickup fee

Strengths and weaknesses

• Strength: Accepts USD, CAD and, for some methods, EUR and GBP
• Strength: Storage and pool accounts let you buy without taking delivery
• Strength: Phone line open Monday to Thursday until 10pm ET
• Weakness: Free shipping starts at $5,000, far above the $149 to $199 bars of US online dealers
• Weakness: Insurance is an extra 0.65% of metal value on top of shipping
• Weakness: First-time buyers face limits such as $10,000 on credit card and PayPal

Key facts

• Standard shipping: $15
• Free shipping: $5,000+
• Insurance: 0.65% of metal value
• Founded: 1977

Where it ranks

Kitco is No. 7 in our Best Precious Metals Dealers verdict.