Provident Metals review

Provident Metals publishes one of the clearest payment tables we found. Bank wire covers orders from $500 to $500,000, and ACH/eCheck, personal checks, cashier's checks and money orders cover $0 to $100,000, all with a 4% cash discount. Bitcoin orders get 3% off, while PayPal (to $60,000) and credit or debit cards (to $50,000) get none. Shipping is free on orders of $199 or more anywhere in the 50 states, and the help center lists a $9.95 rate below that. All orders ship fully insured, and packages over $1,000 need a signature. Orders ship only after good funds arrive, and multiple orders cannot be combined to reach the free shipping bar. Provident does not ship outside the United States. It scores a little below Silver.com on experience because its policies live in a separate help center rather than on the store pages, but for buyers paying from a bank account its terms match the leaders on price.

Who it is for

buyers who pay by bank transfer or check

Price

Free shipping from $199 in all 50 states; $9.95 below $199; 4% cash discount on wire, ACH, check and money order.

Free Shipping - If your order is $199 or more, and you live anywhere in the U.S. (all 50 states), shipping is on us
Quoted from the vendor pricing page on November 14, 2026.

Key features

• Free shipping on orders of $199 or more to all 50 states
• $9.95 shipping on order subtotals under $199
• 4% cash discount on bank wire, ACH/eCheck, personal check, cashier's check and money order
• 3% discount on Bitcoin orders up to $100,000
• Signature confirmation included on all orders over $1,000

Strengths and weaknesses

• Strength: Payment table lists every method with its order range and discount
• Strength: ACH and check orders start at $0, while bank wire covers up to $500,000
• Strength: All orders ship fully insured
• Weakness: Ships only to US addresses
• Weakness: Bank wire orders need at least $500
• Weakness: PayPal and card orders get no discount; cards are capped at $50,000

Key facts

• Free shipping: $199+
• Small order shipping: $9.95
• Cash discount: 4%
• International: US only

Where it ranks

Provident Metals is No. 3 in our Best Precious Metals Dealers verdict.