IMG Patriot Travel Medical Insurance review

IMG's Patriot plans are the pick when the size of the medical limit matters more than the price. The plan page lists three tiers: Patriot Lite and Patriot Plus with $50,000 to $1,000,000 in medical cover and up to $1,000,000 for evacuation, and Patriot Platinum with $2,000,000 to $8,000,000 in medical cover and up to $8,000,000 for evacuation. Platinum includes telehealth and lets you add trip cancellation and interruption; on Lite and Plus telehealth is an add-on and trip cancellation is not included. IMG also sells Patriot Multi-Trip for frequent travelers, GlobeHopper Senior for older travelers and several Visitors plans for people coming to the U.S. It backs the plans with 24/7 multilingual emergency assistance and international claims specialists. IMG did not show a starting price on the plan page we checked, so you need a quote to compare it with Atlas Travel.

Who it is for

travelers who want the highest medical limits

Price

See vendor pricing (USD check pending).

US price check pending. See the vendor pricing page.

Key features

• Patriot Platinum: $2,000,000 to $8,000,000 medical and up to $8,000,000 evacuation
• Patriot Lite and Patriot Plus: $50,000 to $1,000,000 medical and up to $1,000,000 evacuation
• Telehealth included on Platinum and an optional add-on on Lite and Plus
• Trip cancellation and interruption available as add-ons on Patriot Platinum
• Related plans include Patriot Multi-Trip, GlobeHopper Senior and Visitors plans for people coming to the U.S.

Strengths and weaknesses

• Strength: Highest published medical maximum here at $8,000,000
• Strength: Three tiers make it easy to match the limit to the trip
• Strength: 24/7 emergency assistance with multilingual capabilities and international claims specialists
• Weakness: No starting price on the plan page; prices come from a quote
• Weakness: Patriot Lite and Plus do not include trip cancellation or interruption
• Weakness: Telehealth costs extra on the lower tiers

Key facts

• Medical maximum: Up to $8,000,000 (Patriot Platinum)
• Evacuation: Up to $8,000,000 (Platinum), up to $1,000,000 (Lite, Plus)
• Tiers: Patriot Lite, Patriot Plus, Patriot Platinum
• Telehealth: Included on Platinum
• Price: Quote based (USD check pending)

Where it ranks

IMG Patriot Travel Medical Insurance is No. 3 in our Best Travel Medical Insurance verdict.