FloatMe review

FloatMe keeps pricing simple: one membership at $6.99 a month that includes cash advances, called Floats, plus money tools. Floats go up to $200 with no interest, no credit check and no late fees, but first-time approvals range from $10 to $50 and FloatMe reports an average Float of $58 as of October 26, 2026. That makes it the smallest advance on this list, so paying $6.99 a month for a $58 advance is a high cost in percentage terms. Standard Delivery is always free, while Instant Float is optional and carries a fee. The membership also includes Subscription Manager, which finds recurring charges in your bank activity so you can cancel forgotten trials, and credit monitoring. FloatMe says you can request a Float without paying the membership by following its Terms and Conditions. The membership auto-renews until cancelled in the app, and Floats are not available in Connecticut, Nevada and some other states.

Who it is for

people who need small advances and money tools

Price

Membership $6.99 per month; Standard Delivery free; Instant Float optional with a fee.

Membership is just $6.99/month
Quoted from the vendor pricing page on November 13, 2026.

Key features

• Floats of up to $200 with no interest, no credit check and no late fees
• First-time approval amounts range from $10 to $50
• Standard Delivery is always free; Instant Float is optional and carries a fee
• Subscription Manager finds recurring charges in your bank activity
• Credit monitoring included in the membership

Strengths and weaknesses

• Strength: Single $6.99 monthly price with no tiers
• Strength: FloatMe says you can request a Float without paying the membership under its terms
• Strength: Free standard delivery
• Weakness: Lowest maximum here at $200
• Weakness: Average Float was $58 as of October 26, 2026
• Weakness: Not available in several states, including Connecticut and Nevada

Key facts

• Maximum Float: Up to $200
• First-time approval: $10 to $50
• Average Float: $58 (October 26, 2026)
• Membership: $6.99 per month

Where it ranks

FloatMe is No. 9 in our Best Paycheck Advance Apps verdict.