Revolut review

Revolut is the runner-up and the better pick for people who travel often enough to pay for a plan. The Standard plan costs $0.00 a month and includes currency exchange up to $1,000 a month, but it adds a 1% fee to exchanges made outside foreign-exchange market hours, from 5:00pm Friday to 6:00pm Sunday Eastern Time. Premium at $9.99 a month raises the exchange limit to $10,000 and drops the weekend fee; Metal at $16.99 makes exchange limits unlimited and adds travel medical insurance plus delayed flight and lost luggage cover. Premium and Metal also allow fee-free out-of-network ATM withdrawals up to $800 and $1,200 per rolling month, then 2%. The app also bundles savings, from 3.5% APY to 4% APY depending on plan, and linked accounts for kids aged 6 to 17. The trade-off is plan complexity: limits, fair usage rules and cancellation fees all depend on which tier you pay for.

Who it is for

frequent travelers who want one app for exchange, cards and travel perks

Price

Standard plan $0.00 a month; Premium $9.99 a month; Metal $16.99 a month.

Standard $0.00/month Premium $9.99/month Metal $16.99/month
Quoted from the vendor pricing page on November 14, 2026.

Key features

• Currency exchange limit of $1,000 a month on Standard, $10,000 on Premium and unlimited on Metal, with fair usage limits
• 1% extra fee for exchanges outside market hours on Standard, none on Premium or Metal
• Fee-free out-of-network ATM withdrawals up to $800 a month on Premium and $1,200 on Metal
• Travel medical and delayed flight or lost luggage insurance on Metal
• High Yield Savings from 3.5% APY on Standard to 4% APY on Metal, as of 9/1/2026

Strengths and weaknesses

• Strength: Free Standard plan covers basic exchange and spending
• Strength: Premium and Metal remove the weekend exchange fee
• Strength: Revolut says it is trusted by 80+ million customers worldwide
• Weakness: Standard plan caps exchanges at $1,000 a month before fair usage fees
• Weakness: Standard plan adds 1% to exchanges from Friday 5:00pm to Sunday 6:00pm Eastern Time
• Weakness: Cancelling a paid plan early may trigger a fee

Key facts

• Free plan: Standard, $0.00 a month
• Paid plans: Premium $9.99, Metal $16.99 a month
• Exchange limit: $1,000 Standard, $10,000 Premium, unlimited Metal
• Weekend exchange fee: 1% on Standard, none on paid plans
• Customers: 80+ million worldwide

Where it ranks

Revolut is No. 2 in our Best Currency Exchange Apps verdict.