OneMain MyMoney review

OneMain MyMoney is the current name of Trim, the app that once sold bill negotiation for a share of savings. Today the homepage focuses on finding unwanted subscriptions by analyzing your transactions, and says more than 3 million people have used it and that signup is free. Bill negotiation still appears in the terms of service, which say the company uses your account information to identify recurring payments, cancel unwanted subscriptions and negotiate discounts on your bills on your behalf, acting as your agent with a limited power of attorney. What we could not find on the vendor's own pages is the negotiation price, so pricing is marked pending. That gap is why it ranks last: every other service here publishes what it charges. It still makes sense as a free first step for someone who wants a list of recurring charges, and it works on a phone or computer. If your goal is a lower internet or phone bill, a service with a published fee is the safer pick.

Who it is for

people who mainly want to find forgotten subscriptions

Price

See vendor pricing (USD check pending).

US price check pending. See the vendor pricing page.

Key features

• Analyzes your transactions to find recurring subscriptions
• Terms of service cover cancelling unwanted subscriptions and negotiating bill discounts for you
• Free to sign up
• Works on phone or computer
• Run by OneMain Trim, LLC, part of OneMain

Strengths and weaknesses

• Strength: Free to sign up and check subscriptions
• Strength: More than 3 million people have used it, according to the company
• Strength: Long track record under the earlier Trim name
• Weakness: The negotiation fee is not published on its website
• Weakness: The homepage no longer promotes bill negotiation
• Weakness: Requires access to your account credentials as your agent

Key facts

• Former name: Trim
• Signup: Free
• Users: 3M+ (company figure)
• Negotiation fee: Not published

Where it ranks

OneMain MyMoney is No. 8 in our Best Bill Negotiation Services verdict.