myAutoloan review

myAutoloan is an auto loan marketplace operated by Horizon Digital Finance. One online form, which it says takes about 2 minutes, goes to its network of banks, credit unions and online lenders and returns up to 4 pre-qualified offers to compare side by side, with no obligation to accept. It covers five loan types: new auto, used auto, refinance, private party purchases and lease buyouts, so it is one of the few marketplaces here that helps buyers as well as refinancers. Its homepage showed refinance rates as low as 3.99%. myAutoloan's own check is a soft inquiry, but participating lenders may run soft or hard inquiries once you submit. The company says it has helped over 100,000 customers since 2004. It serves 48 states and excludes Alaska and Hawaii. Approval is not guaranteed and rates depend on the lenders that respond, so treat the headline rate as a best case.

Who it is for

shoppers who want several offers from one form

Price

Free to apply; refinance rates as low as 3.99% from participating lenders.

Todays rate as low as: Refinance Rate 3.99%
Quoted from the vendor pricing page on November 13, 2026.

Key features

• Up to 4 pre-qualified offers from one application
• Five loan types: new auto, used auto, refinance, private party and lease buyout
• Application takes about 2 minutes
• myAutoloan's own credit check is a soft inquiry
• Available in 48 states, excluding Alaska and Hawaii

Strengths and weaknesses

• Strength: Covers purchases, refinancing, private party sales and lease buyouts
• Strength: Lowest posted refinance rate on this list at 3.99%
• Strength: In business since 2004 with over 100,000 customers financed, per the company
• Weakness: Lenders may run a hard inquiry after you submit
• Weakness: Not available in Alaska or Hawaii
• Weakness: No guarantee of approval; offers come from participating lenders

Key facts

• Offers per application: Up to 4
• Loan types: New, used, refinance, private party, lease buyout
• States: 48 (not Alaska or Hawaii)
• Refinance rate: As low as 3.99%

Where it ranks

myAutoloan is No. 8 in our Best Auto Loan Lenders verdict.