Hiatus review

Hiatus is a personal finance app that tracks spending, budgets, net worth and subscriptions, and its Premium tier adds a concierge bill negotiation team. The app scans your linked accounts, flags bills that can be negotiated, and you enroll a bill from an alert on your dashboard. Hiatus says members keep 100% of the savings: if it saves you $300, you keep $300. After the first negotiation it keeps watching the enrolled bill for more savings. The terms of use say Premium gives access to both bill negotiation and bill cancellation, and that the subscription fee depends on the tier you select in the app. That fee is not published on the website, so we could not verify a price, and the comparison with flat-fee rivals such as Rocket Money Premium+ at $15 a month depends on the tier you choose. Hiatus launched in 2016, connects to nearly 10,000 financial institutions and has apps on iOS and Android. It also warns it cannot negotiate every bill.

Who it is for

app users who want to keep all of the savings

Price

See vendor pricing (USD check pending).

US price check pending. See the vendor pricing page.

Key features

• Hiatus Premium includes bill negotiation and bill cancellation
• Members keep 100% of the savings Hiatus negotiates
• Analyzes your bills automatically and flags ones that can be negotiated
• Keeps monitoring an enrolled bill for more savings after the first negotiation
• Tracks spending, budgets and net worth across nearly 10,000 financial institutions

Strengths and weaknesses

• Strength: No share of savings taken
• Strength: Negotiation sits in the same app as budgeting and subscription tracking
• Strength: Apps for iOS and Android
• Weakness: Premium price is set by the tier you pick in the app and is not published on the website
• Weakness: Negotiation requires a Premium account
• Weakness: Hiatus says negotiation may not lower every bill

Key facts

• Plan needed: Hiatus Premium
• Share of savings: 0%, members keep 100%
• Institutions: Nearly 10,000
• Founded: 2016

Where it ranks

Hiatus is No. 7 in our Best Bill Negotiation Services verdict.