Goldco review

Goldco is the runner-up for larger rollovers. Its cost page lists a one-time $50 setup fee, a $125 annual account administration fee and storage at $100 a year for non-segregated or $150 a year for segregated holdings, for about $225 a year once the account is set up and $275 to $325 in the first year. Because the fees are flat, Goldco works out the cost at 0.90% a year on $25,000 and 0.23% on $100,000. That math is why it generally requires a $25,000 minimum; smaller buyers are pointed to direct coin purchases. Promotions add up to 5% back in silver on $50,000 to $99,999 of Goldco premium coins and 10% from $100,000. Goldco says it has helped place over $3 billion in gold and silver and is rated A+ by the BBB. The minimum and the premium coin focus are the trade-offs.

Who it is for

rollovers of $25,000 or more

Price

$25,000 minimum; about $225 a year in fees after the first year, $275 to $325 in year one.

In general, you can expect to pay about $225 total per year in fees for a gold IRA, once you’ve established your account.
Quoted from the vendor pricing page on November 14, 2026.

Key features

• Generally requires a $25,000 minimum to start a gold IRA
• $50 one-time setup fee and $125 annual account administration fee
• Storage at $100 a year non-segregated or $150 a year segregated
• Up to 10% bonus silver on qualifying purchases of $100,000 or more in Goldco premium coins
• Gold IRAs, silver IRAs and direct purchases for buyers under $25,000

Strengths and weaknesses

• Strength: Publishes flat fee amounts, including both storage options
• Strength: Flat fees fall to 0.23% a year on a $100,000 account by Goldco's own math
• Strength: Rated A+ by the Better Business Bureau, per its homepage
• Weakness: $25,000 minimum is five times Birch Gold's and Swiss America's
• Weakness: Bonus silver applies only to Goldco premium coins and cannot be combined with other offers
• Weakness: First-year cost of $275 to $325 is higher than later years

Key facts

• Minimum: $25,000
• Annual fees: About $225
• Storage: $100 or $150 a year
• Metals placed: Over $3 billion

Where it ranks

Goldco is No. 2 in our Best Gold IRA Companies verdict.