ForUsAll review

ForUsAll sells three things: a new 401(k), an advisor layer for plans that stay with another provider, and payroll integration for existing plans. Starting a new plan costs $120 a month plus $6 per participant, plus a ForUsAll advisory fee of 0.20% to 0.40% of plan assets a year. Advisor Plus costs 0.2% to 0.4% of plan assets for a 401(k) advisor on your existing plan without changing providers, and Payroll Integration starts at $50 a month and connects with more than 200 payroll providers. Included services listed on the page are full payroll integration, eligibility tracking and onboarding, administrative and investment fiduciary roles, participant education, holistic financial advisors for all employees and automated recordkeeping. ForUsAll also offers an optional brokerage and crypto window, which few small-business providers advertise. The asset-based advisory fee and the $120 base put it behind cheaper flat-fee options on value.

Who it is for

employers who want an advisor and a crypto or brokerage window

Price

Start a 401(k) at $120 a month plus $6 per participant plus a 0.20% to 0.40% advisory fee; payroll integration from $50 a month.

Start a 401(k) $120 /mo* +$6/mo per participant
Quoted from the vendor pricing page on November 14, 2026.

Key features

• Start a 401(k) plan at $120 a month plus $6 per participant
• Advisor Plus adds a 401(k) advisor to an existing plan for 0.2% to 0.4% of plan assets
• Payroll Integration for existing plans from $50 a month with 200+ payroll providers
• Administrative and investment fiduciary services
• Optional brokerage and crypto window

Strengths and weaknesses

• Strength: Serves existing plans without switching providers
• Strength: Holistic financial advisors for all employees
• Strength: Safe Harbor plans offered
• Weakness: ForUsAll advisory fee of 0.20% to 0.40% of plan assets on new plans
• Weakness: Higher base fee than 401GO and Human Interest Essentials
• Weakness: Crypto window adds investment risk employees need to understand

Key facts

• New plan price: $120 a month + $6 per participant
• Advisory fee: 0.20% to 0.40% of plan assets
• Payroll integration: From $50 a month, 200+ providers
• Crypto window: Optional

Where it ranks

ForUsAll is No. 9 in our Best 401K Providers verdict.