Chase Private Client Checking review

Chase Private Client Checking carries the largest bonus we found, up to $3,000, but it is a wealth offer rather than a paycheck offer. You request an offer code, meet a banker to open or upgrade, transfer qualifying new money or securities within 45 days, and keep it there for 90 days. Chase pays $1,000 for $150,000 to $249,999, $2,000 for $250,000 to $499,999 and $3,000 for $500,000 or more, within 40 days. The offer expires January 27, 2027. The $35 monthly service fee is waived with a $150,000+ average beginning day balance across qualifying accounts, so anyone who earns the bonus will usually meet the waiver. The account pairs you with a dedicated banker and a J.P. Morgan Wealth Management advisor. As a share of the money moved, the bonus is small, which is why it ranks low on value: $1,000 on $150,000 is under 1% of the deposit.

Who it is for

people moving $150,000 or more to one bank

Price

Up to $3,000 bonus; $35 monthly service fee or $0 with a $150,000+ balance.

There is a $35 Monthly Service Fee for Chase Private Client Checking or $0 when you do one of the following
Quoted from the vendor pricing page on November 14, 2026.

Key features

• $1,000 bonus for $150,000 to $249,999 in new money
• $2,000 for $250,000 to $499,999 and $3,000 for $500,000 or more
• Transfer new money or securities within 45 days and keep it 90 days
• Offer expires January 27, 2027
• Dedicated banker and a J.P. Morgan Wealth Management advisor

Strengths and weaknesses

• Strength: Largest bonus on this list, up to $3,000
• Strength: New money can be cash or securities
• Strength: Includes a dedicated banker and advisor team
• Weakness: Needs at least $150,000 in new money for any bonus
• Weakness: Must request an offer code and meet a banker to open
• Weakness: $35 monthly service fee unless you keep $150,000+ in qualifying balances

Key facts

• Bonus: $1,000 to $3,000
• Minimum new money: $150,000
• Monthly fee: $35 or $0
• Deadline: January 27, 2027

Where it ranks

Chase Private Client Checking is No. 8 in our Best Bank Bonuses verdict.